Micro Finance Corporation Sample: Grameen Bank

Year 2017, , 95 - 104, 30.06.2017

Nurhodja Akbulaev , Turan Ahmedov Yusif Aliyev

https://doi.org/10.24013/jomelips.321655

Cited By: 2

Abstract

In today's
developing world, it is clearly accepted that unless the standards of living of
the poor are raised, no meaningful development can be achieved in any country.
Poverty is increasingly at the forefront of raising the living prosperity;
Because only growth-oriented strategies have been largely unsuccessful in
improving people's living conditions. This study focused on the development and
development of Grameen Bank, the most successful microfinance institution in
microfinance applications, the aim and target mass, institutional and activity
structure, innovations and financial structure. In addition, Grameen Bank
systems are described in detail in terms of customer types, financial services
types and conditions. In this study, information on the customer segment and
financial structure of Grameen Bank is presented according to the use of the
service, its historical development, the financial services it has provided,
and its services.

Keywords

Grameen Bank, Poverty, Microcredit, Microfinance, Banking

Mikrofinansman Kurumu Örneği: Grameen Bank

Abstract

Bugünün
gelişmekte olan dünyasında, yoksul kesimin yaşam standartları yükseltilmedikçe,
hiçbir ülkede anlamlı bir kalkınmanın sağlanamayacağı gerçeğini açık bir
şekilde kabul edilmiştir. Yoksul kesimin yaşam refahını yükseltme düşüncesi
giderek ön plana çıkmaktadır; çünkü sadece büyüme yönlü stratejiler, insanların
yaşam şartlarını iyileştirme konusunda önemli ölçüde başarısız olmuşlardır. Bu
çalışmada mikrofinans uygulamalarında en başarılı mikrofinansman kurumu olan
Grameen Bank’ın ortaya ve gelişimi, amacı ve hedef kitlesi, kurumsal ve
faaliyet yapısı,  yenilikleri ve finansal
yapısı üzerinde durulmuştur. Ayrıca, Grameen Bank sistemleri müşteri türleri,
finansal hizmet çeşitleri ve şartları bağlamında ayrıntılı olarak
açıklanmıştır. Bu çalışmada, Grameen Bank’ın orataya çıkışı, tarihsel gelişimi,
verdiği finansal hizmetler, hizmetinden faydalanan alanlara göre müşteri kesimi
ve finansal yapısı hakkında bilgi sunulmuştur. 

Keywords

Grameen Bank, Yoksulluk, Mikrokredi, Mikrofinans, Bankacılık

References

• Khandker, S.R. (1996). Grameen Bank: Impact. Costs. and Program Sustainability. Asian Development Review. Cilt 14. Sayı 1.
• Khandker S.R., 2007. "Coping with flood: role of institutions in Bangladesh," Agricultural Economics, International Association of Agricultural Economists, vol. 36(2), pages 169-180, 03.
• Khandker, Shahidur R. & Khalily, M. A. Baqui & Samad, Hussain A., 2010. "Seasonal and extreme poverty in Bangladesh : evaluating an ultra-poor microfinance project," Policy Research Working Paper Series 5331, The World Bank.
• Sarker, A.E. (2001). The Secrets of Success: The Grameen Bank Experience in Bangladesh. Labour and Management in Development Journal. Asia Pacific Pres: Cilt 2. Sayı 1.
• Mainsah, E., Heuer, S. R., Kalra, A., & Zhang, Q. (2004). Grameen Bank: Taking capitalism to the poor. Chazen Web Journal of International Business, 1-28.
• Johannsen, J., & Zeller, M. (2006, August). Operational Poverty Targeting by the Means of Proxy Indicators-The Example of Peru. In Contributed paper for presentation on the International Association of Agricultural Economists Conference, Gold Coast, Australia.
• Todaro, M.P. & Stephen, C. S. (2002). Economic Development. 9.Basım, USA:Pearson
• Todaro, M. P., & Smith, S. C. (2005). Economic Development 9th edition Addison Wesley.
• Todaro, J. B., & Smith, M. (2006). Training library staff and volunteers to provide extraordinary customer service. Neal Schuman Pub.
• Yunus, M. (2000). Banker to the Poor . The University Press Limited, Dhaka.
• Yunus, M. (2002). Grameen Bank II: Designed to Open New Possibilities, October. Yunus, M. (2003). Some Suggestions on Legal Framework for CreatingMicrocredit Banks, Grameen Bank, July.http://www.grameen.com/
• http://www.grameen.com/index.php?option=com_content&task=view&id=179&Itemid=424