Tüketici Finansal Sağlığı: Bibliyometrik Analiz

Year 2023, Issue: 98, 109 - 140, 17.04.2023

Gülsen Alkaç Özdemir

https://doi.org/10.25095/mufad.1257421

Abstract

Birleşmiş Milletler, 2015 yılında "sürdürülebilir kalkınma amaçları" ile yoksulluğun ortadan kaldırılması, insanların barış ve refah içinde yaşamasını sağlamak, eşitsizlik ve adaletsizlikle mücadele gibi çeşitli amaçları içeren bir eylem planı ortaya koymuştur. Sürdürülebilir kalkınma amaçları kapsamında yoksulluğun azaltılması için ülkelerin, bireylerin finansal sağlıklarının iyileştirilmesi konusunda alacağı tedbirler önemlidir. Bu bağlamda sürdürülebilir kalkınma amaçlarını birbirine bağlayan ortak nokta tüketici finansal sağlığı kavramıdır. Bu çalışmanın amacı tüketici finansal sağlığı ile ilgili bibliyometrik analiz yöntemleri kullanarak konunun gelişme yönünü, en çok yayın yapılan dergileri, öncü olan yazarları, kavramsal yapıları, akademik işbirliklerini, konunun zaman içindeki gelişim yönünü ortaya koymaktır. Araştırmada 1981-2022 tarihleri arasındaki WOS veri tabanındaki çalışmalar taranmıştır. Araştırma sonucunda bu konudaki yayınların özellikle son birkaç yılda oldukça fazla olduğu, yayın ve alınan atıf sayısında ABD’nin ve ABD’deki üniversitelerin önde olduğu bulunmuştur. Ayrıca içerik analizi sonucunda ilk üç anahtar kelimenin finansal sağlık, finansal okuryazarlık ve finansal tatmin olduğu bulunmuştur. Finansal sağlıkla ilgili olarak, 2014 yılında mutluluk kavramının, 2017-2018 yılları arasında sübjektif iyi olma, yaşam tatmini, eşitsizlik, yaşam kalitesi ve gelir gibi konuların öne çıktığı, 2021 ve 2022 yıllarında ise Covid-19’un diğer konulara göre çok daha fazla çalışıldığı bulunmuştur.

Keywords

Finansal Sağlık, Tüketici Finansal Sağlığı, Tüketici Davranışı, Finansal Davranış, Bibliyometri

Consumer's Financial Well‐Being: A Bibliometric Analysis

Abstract

In 2015, the United Nations put forward an action plan that includes "sustainable development goals" and various objectives such as eradicating poverty, ensuring that people live in peace and prosperity, and combating inequality and injustice. In order to reduce poverty within the scope of sustainable development goals, measures to be taken by countries to improve the financial well‐being of individuals are important. In this context, the common point that connects sustainable development goals is the concept of consumer financial well‐being. The aim of this study is to reveal the development direction of the subject, the most published journals, leading authors, conceptual structures, academic collaborations, and the development aspect of the subject over time by using bibliometric analysis methods related to consumer financial well‐being. In the study, the studies in the WOS database between 1981-2022 were scanned. As a result of the research, it has been found that the publications on this subject are quite high, especially in the last few years, and the USA and universities in the USA are ahead in the number of publications and citations. In addition, as a result of the content analysis, it was found that the first three keywords were financial well‐being, financial literacy and financial satisfaction. Regarding financial well‐being, it was found that the concept of happiness in 2014, and subjects such as subjective well-being, life satisfaction, inequality, quality of life and income between 2017-2018, and Covid-19 were studied much more in 2021 and 2022 than other subjects.

Keywords

Financial Well‐Being, Consumer Financial Well‐Being, Consumer Behavior, Financial Behavior, Bibliometric

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