COVİD -19 PANDEMİ SÜRECİNDE YURTİÇİNDE İNTERNETTEN YAPILAN KARTLI ÖDEME İŞLEMLERİNİN SEKTÖREL DAĞILIMININ VARYANS AYRIŞTIRMA MODELİ İLE ANALİZİ

Year 2022, Volume: 10 Issue: 1, 219 - 242, 30.06.2022

Sonat Bayram , Gökhan Sönmezler , İsmail Orçun Gündüz

https://doi.org/10.52122/nisantasisbd.1126538

Abstract

The effects of the Covid-19 pandemic process on the sectoral distribution of card payment transactions made over the internet in the country were analyzed with the variance decomposition model, and the differences between the pre-Covid (June 2019 - March 2020) period and the post-Covid (April 2020 - January 2022) period were revealed. The sectors with the highest increase in domestic use (transaction amount) of domestic cards (in terms of their share in the total card usage) were electrical, electronic goods, computers, markets and shopping centers, while the sectors that decreased the most were petrol and fuel stations, airlines, travel agencies and transportation. telecommunications industries. The sectors that showed the highest increase in domestic use of domestic cards (number of transactions) (in terms of their share in total card usage) were various food, electrical, electronic goods, computers, markets and shopping centers, while the sectors that decreased the most were clothing and accessories, airlines, services. sectors, travel agencies, transportation and telecommunication sectors.

Keywords

Covid-19, Online Card Payment Transactions, Variance Decomposition

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