Banka Sermaye Yapısının Performansa Etkisi: AHP Uygulaması

Yıl 2021, Sayı: 15, 44 - 58, 13.12.2021

Fuat Çamlıbel

Öz

Analitik Hiyerarşi Süreci (AHP), karar verme ile ilgili hemen hemen tüm uygulamalarda çözmek için uygulanan çok kriterli bir karar verme aracıdır. Bankacılık sektörünün performansı ekonomik büyüme aşamasında oldukça önemlidir. Makale, Türk ticari bankalarının performansını değerlendirmek için nicel bir karar verme yöntemi olan AHP'yi kullanmaktadır. Bu çalışmanın temel çıkış noktası, bankaları finansal oranları kullanarak sıralamaktır. Çalışmada kriz dönemlerinde sermaye yapılarının bankaların performansına olan etkisi incelenmek istediğinden Türkiye’deki en son 2001 yılında yaşanan banka krizi ele alınmıştır. Türk bankacılık sektörünün finansal oranlarının performans sıralamasını değerlendirmek için AHP uygulamasında, Türk ticari bankalarının finansal performans puanını hesaplamak için hiyerarşik bir karar yapısına yerleştirilmiştir. Diğer bir deyişle, bu analize dayalı olarak karar vericiler, bankacılık başarısızlığını en yakından tahmin edebilirler.

Anahtar Kelimeler

AHP, Türk Bankacılık Sektörü, Performans Sıralaması, Sermaye Rasyosu

The Effect Of Bank Capital Structure On Performance: AHP Application

Öz

Analytical Hierarchy Process (AHP) is a multi-criteria decision making tool applied to solve almost all applications related to decision making. The performance of the banking sector is very important in the economic growth phase. The article uses AHP, a quantitative decision- making method, to evaluate the performance of Turkish commercial banks. The main starting point of this study is to rank banks using financial ratios. Work on the impact of the performance of the capital structure of the banks in times of crisis because banks want to examine the latest crisis experienced in 2001 in Turkey were discussed. In the AHP application to evaluate the performance ranking of the financial ratios of the Turkish banking sector, it is placed in a hierarchical decision structure to calculate the financial performance score of Turkish commercial banks. In other words, based on this analysis, decision makers can most closely predict banking failure.

Anahtar Kelimeler

AHP, Turkish Banking Sector, Performance Ranking, Capital Equity Ratio

Kaynakça

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