HARMONIZATION OF THE TURKL~Il DEPOSIT INSURANCE SYSTEM WITH THE EU DIRECTIVE"

Yıl 2006, , 285 - 303, 30.06.2006

Nilsun Tümer

https://doi.org/10.29228/mjes.196

Öz

 Turkish deposit ins11mnce system with the EU Directive, Morenvcr, the
article presents a lmef hisroricfd framework and the existlng structure of
the deposit insurance system fn Turkey. The results indicate that although
the Turkish system has achieved a high level of harmonization with the EU
Directive, it will require cme majur adjustment about the reimbursement
period for the insured deposits in order ro comply with the a~rrent EU
Directi;,•e. Furthermore, this article argues the need for updating the 1994
EU Directive on deposit insurance. In particular, the coverage limit for
depo.5it insurance needs to be reconsidered and revised. Finally, the
organizatiotUJ.i srructure and funding of the system requires standanifzation
across the EU

Anahtar Kelimeler

HARMONIZATION, TURKEY, THE EU

Kaynakça

• Zadeh. V, Xie, D and Zoli, E. (2002). A market Oriented Deposit Insurance Scheme. International Monetary Fund. Working Report No:207.
• Ziraat (2004). Ziraat Banka.n. Eri11im: http://www.ziraat.com.tr/duyuru/irna.rodemeleri.html.