FINANCIAL LITERATURE LEVELS OF UNIVERSITY STUDENTS: AN EXAMPLE OF MARMARA UNIVERSITY

Yıl 2017, Cilt: 2 Sayı: 1, 25 - 50, 30.06.2017

Murat Çinko , Emin Avcı , Sinem Ergun Mahmut Tekçe

Öz

This study aims at ascertaining the financial literacy level of university students on the basis of financial knowledge, behavior and attitude. A survey was conducted on students who have been enrolled in various faculties of Marmara University. Findings of the study present that the average financial knowledge level of male students is 4.97, where the level is 4.15 for female students; financial attitude level is 2.63 for male students and 2.52 for female students; and financial behavior level is 3.16 for male students and 2.72 for the females. Results of the t tests and ANOVA analyses reveal that financial knowledge, behavior and attitude differentiate according to gender, faculty, year, accommodation type and income.

Anahtar Kelimeler

Financial literacy, financial behavior, financial attitude

ÜNİVERSİTE ÖĞRENCİLERİNİN FİNANSAL OKURYAZARLIK DÜZEYLERİ: MARMARA ÜNİVERSİTESİ ÖRNEĞİ

Öz

Bu çalışmada üniversite öğrencilerinin finansal okuryazarlık düzeylerinin, finansal bilgi, davranış ve tutum boyutunda, tespit edilmesi hedeflenmiştir. Bu amaçla Marmara Üniversitesi’nin çeşitli fakültelerinde kayıtlı öğrenciler üzerinde anket çalışması yapılmıştır. Sonuçlar öğrencilerin ortalama finansal bilgi düzeyinin erkeklerde 4.97, kadınlarda 4.15; finansal tutum puanlarının erkeklerde 2.63 kadınlarda 2.52; finansal davranış düzeylerinin ise erkeklerde 3.16 kadınlarda 2.72 olduğunu göstermiştir. Yapılan t testi ve ANOVA analizleri sonucunda finansal bilgi, davranış ve tutum düzeylerinin cinsiyet, fakülte, sınıf, konaklama türü ve gelire göre farklılaştığı tespit edilmiştir.

Anahtar Kelimeler

Finansal okuryazarlık, finansal davranış, finansal tutum

Kaynakça

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