Legal and Regulatory Frameworks For Sharī’a Governance Practices in the Islamic Banking Industry of Bangladesh

Yıl 2023, Sayı: 17, 663 - 688, 30.12.2023

M. K. Alam , Ahm Ershad Uddın

https://doi.org/10.47502/mizan.1332588

Cited By: 1

Öz

This paper aims to explore the regulatory arrangements for sharī’a governance practices in the Islamic banking industry of Bangladesh and to identify the issues and challenges faced in this regard. Despite notable advancements, the necessity for a more robust regulatory framework, separate from the modified Banking Companies Act of 1991, which currently integrates Islamic banking regulations, remains apparent. A conspicuous challenge lies in the lack of a dedicated department within Bangladesh Bank responsible for overseeing Islamic banking activities. The article suggests an independent government-supervised Sharī’a board. This study enhances Bangladesh's Islamic banking regulation and promotes an understanding of sharī’a governance. The research is based on the review of existing literature but lacks empirical evidence. It has been stated in previous studies that a survey method can be used to examine real scenarios. This paper discusses the effectiveness of the Islamic Law Rules in the current practices of Islamic banks in Bangladesh, shedding light on their deficiencies.

Anahtar Kelimeler

Islamic Law, Sharī’a Standards, Islamic Banking, Finance, Bangladesh

İslam Hukuk Kurallarının Günümüz Uygulamalarındaki Etkinliği: Bangladeş'in İslami Bankacılık Sektöründeki Faaliyetleri ve Eksiklikleri Üzerine Bir Araştırma

Öz

Bu makale, Bangladeş'in İslami bankacılık sektöründe şer'i yönetişim uygulamalarına ilişkin düzenleyici düzenlemeleri araştırmayı ve bu bağlamda karşılaşılan sorunları ve zorlukları belirlemeyi amaçlamaktadır. İslami bankacılık alanında kayda değer ilerlemeler kaydedilmiş olmasına rağmen, şu anki düzenlemelerin, değiştirilmiş 1991 tarihli Bankacılık Şirketleri Kanunu'ndan ayrı, daha sağlam bir düzenleyici çerçeveye ihtiyaç olduğunu göstermektedir. Ayrıca, Bangladeş Bankası bünyesinde İslami bankacılık faaliyetlerini denetlemekten sorumlu özel bir departmanın bulunmaması da dikkat çekici bir sorundur. Bu nedenle, makale, hükümet tarafından denetlenen bağımsız bir şer'i kurulun kurulmasını önermektedir. Bu çalışma, Bangladeş'in İslami bankacılık düzenlemesini geliştirmeyi ve şer'i yönetişim anlayışını desteklemeyi amaçlamaktadır. Araştırma mevcut literatürün incelenmesine dayanıyor ancak ampirik kanıtlardan yoksun. Daha önceki çalışmalarda gerçek senaryolarını incelemek için bir anket yöntemi kullanılabileceği belirtiliyor. Bu yazı, Bangladeş'teki İslami bankaların mevcut uygulamalarındaki İslam Hukuku Kurallarının etkinliğini eksiklikleri vurgulayarak tartışmaktadır.

Anahtar Kelimeler

İslam Hukuku, Şeriat Standartları, İslami Bankacılık, Finans, Bangladeş.

Teşekkür

sayın editör, doktora tezinden üretilmiş bir makaleyi sizlere sunmaktan mutluluk duyarız.

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