İSLAMİ FİNANSIN EKONOMİK BÜYÜME VE DIŞ TİCARET ÜZERİNE ETKİSİ: SEÇİLMİŞ İSLAM EKONOMİLERİ ÜZERİNE BİR UYGULAMA

Yıl 2022, Cilt: 6 Sayı: 1, 52 - 70, 30.06.2022

Cengiz Aydemir , Feyyaz Zeren

Öz

Hem dünyada hem de Türkiye özelinde İslami finans kavramı gün geçtikçe önem kazanmakta ve özellikle İslam ülkeleri başta olmak üzere Müslümanların azınlıkta olduğu ülkelerde dahi İslami finansın tüm finans sistemleri içindeki payında büyük bir artış gözlemlenmektedir. Bu araştırmada İslami finansın bulundukları ülkelerin ekonomik büyümesine ve dış ticaretine olan etkileri ve karşılıklı etkileşimleri incelenmiştir. Bu kapsamda katılım bankalarının kendi ülkesinin finans sisteminde en yüksek paya sahip 20 ülkenin 2012-2020 verileri kullanılarak analizler yapılmıştır. Yapılan analizler sonucunda, katılım bankalarının tüm ülke bankacılık sistemi içerisindeki yüzdelik payı ile GSYİH’daki yıllık yüzdelik değişim ve dış ticaretin GSYİH’daki yüzdelik payı arasında bir eşbütünleşme ilişkisi tespit edilmiştir. Katılım bankalarının tüm ülke bankacılık sistemi içerisindeki yüzdelik payının, GSYİH’daki yıllık yüzdelik değişim ve dış ticaretin GSYİH’daki yüzdelik payı üzerinde anlamlı ve pozitif bir etkisi vardır.

Anahtar Kelimeler

İslami Finans Sistemi, Katılım Bankacılığı, Ekonomik Büyüme, Panel Veri Analizleri

THE EFFECT OF ISLAMIC FINANCE ON ECONOMIC GROWTH AND FOREIGN TRADE: AN APPLICATION ON SELECTED COUNTRIES ECONOMIES

Öz

The concept of Islamic finance is gaining more importance both in the world and in Turkey, and a great increase is observed in the share of Islamic finance in all financial systems, even in countries where Muslims are a minority, especially in Islamic countries. In this research, the effects and mutual interactions of Islamic finance on the economic growth and foreign trade of the countries in which they are located are examined. In this context, analyses were made using 2012-2020 data of 20 countries that have the highest share in the financial system of participation banks in their own country. As a result of the analysis, a cointegration relationship has been determined between the percentage share of participation banks in the whole country's banking system and the annual percentage change in GDP and the percentage share of foreign trade in GDP. The percentage share of participation banks in the whole country's banking system has a significant and positive effect on the annual percentage change in GDP and the percentage share of foreign trade in GDP.

Anahtar Kelimeler

Islamic Finance System, Participation Banking, Economic Growth, Panel Data Analysis

Kaynakça

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